Most of us have heard that in Texas, due to the homestead exemption, a creditor cannot seize your primary home and property, but they can place a lien so that if it is sold or refinanced the proceeds will be used to pay back the creditor. Are you being harassed by creditors, facing wage garnishment, have leins, or bills in collections? Whether it’s your personal finances or those of your business, there’s no judgement from us. We will discuss both the benefits and drawbacks to bankruptcy (including Chapter 7 and Chapter 13 bankruptcy) to see if it is the right option for your situation. The Hyde Law Firm wants to get you back on the track of financial independence and see you succeed.